Privacy Policy

It is Women of Debt Relief’s policy to respect your privacy regarding any information we may collect while operating our website. This Privacy Policy applies to https://womenofdebtrelief.org (hereinafter, “us”, “we”, or “Women of Debt Relief”). We respect your privacy and are committed to protecting personally identifiable information you may provide us through the Website. We have adopted this privacy policy (“Privacy Policy”) to explain what information may be collected on our Website, how we use this information, and under what circumstances we may disclose the information to third parties. This Privacy Policy applies only to information we collect through the Website and does not apply to our collection of information from other sources.

This Privacy Policy, together with the Terms and conditions posted on our Website, set forth the general rules and policies governing your use of our Website. Depending on your activities when visiting our Website, you may be required to agree to additional Terms and conditions.

Website Visitors

Like most website operators, Women of Debt Relief collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Women of Debt Relief’s purpose in collecting non-personally identifying information is to better understand how Women of Debt Relief’s visitors use its website. From time to time, Women of Debt Relief may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Women of Debt Relief also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on https://womenofdebtrelief.org blog posts. Women of Debt Relief only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.

Gathering of Personally-Identifying Information

Certain visitors to Women of Debt Relief’s websites choose to interact with Women of Debt Relief in ways that require Women of Debt Relief to gather personally-identifying information. The amount and type of information that Women of Debt Relief gathers depends on the nature of the interaction. For example, we may ask visitors who sign up for a blog at https://womenofdebtrelief.org to provide a username and/or an email address.

California Online Privacy Protection Act

CalOPPA is the first state law in the United States that requires the operators of internet websites and other digital online services to post a privacy policy. This new law has implications for website operators far beyond California and requires that a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers must post a clear and conspicuous privacy policy on its website stating exactly what type of information is being collected and with whom that information is being shared, and to comply with this policy. – To learn more about the California Online Privacy Act, please visit: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf.

California Residents Privacy Rights

Residents of the State of California who have visited this website and shared their personal information may submit a request in writing concerning the disclosure of this information to third parties for direct marketing purposes. Such requests must be submitted to us at the following mailing address: 2151 Lariat Trail, Celina, TX 75009, United States.

Accessing or Modifying Your Information

You have the right to access or modify your personal information at any time upon request. We, however, reserve the right to refuse any such request that we feel may violate the privacy of others, be overly burdensome or time consuming to comply with or which in our reasonable judgment we find repetitive or impractical. We may also reject your request to delete your information if we deem that maintaining your information is required by law or otherwise described in this Privacy Policy.

You may access and modify your personal information by contacting us through the contact form located on this website.

California Do Not Track Disclosures

We respond to and honor Web browser “do not track” (DNT) signals and similar mechanisms that provide consumers the ability to exercise privacy choices regarding the collection of personally identifiable information about their online activities over time and across third-party websites or online services. As described in other areas of this Digital Privacy Policy, we allow third-party behavioral tracking and those parties may also identify you and collect personally identifiable information about you if you visit one of their websites. You should review the privacy policy of any third-party site you visit to understand how these website collect and store your personal information.

Notice to California Residents

In order to comply with California law, we limit the sharing of the personal information you provide to us with our affiliates unless you specifically request that we share your personal information with our affiliates and/or marketing partners. Furthermore, we treat anyone with a California address or phone number as if they requested us to not share their personal information with non-affiliated third parties.

Notice to Vermont Residents

In order to comply with Vermont Regulations, we limit the sharing of the personal information you provide to us with our affiliates unless you specifically request that we share your personal information with our affiliates and/or marketing partners. Furthermore, we treat anyone with a Vermont address or phone number as if they requested us to not share their personal information with non-affiliated third parties. If we disclose information about you to nonaffiliated third parties with whom we have joint marketing agreements, we will only disclose your name, address, other contact information, and information about our transaction and experiences with you.

Notice to Nevada Residents

Pursuant to Nevada State Law, we are providing you the following notice. You may request that we cease to contact you by telephone and be placed on our internal Do Not Call List by contacting us directly and making such request in writing to us through the form on this website or via US Mail at: 2151 Lariat Trail, Celina, TX 75009, United States. Nevada law requires that we also provide you with the following contact information:

Bureau of Consumer Protection
Office of the Nevada Attorney General
555 E. Washington St., Suite 3900
Las Vegas, NV 89101
Phone number: 702-486-3132
E-mail: BCPINFO@ag.state.nv.us

Notice to Users Outside of the United States

This website in only intended to be accessed by individuals who are legal residents of the United States. This Digital Online Privacy Policy covers how we collect, process, transmit, disseminate, analyze, copy and append the information on our Services from residents of the United States.

If you visit our website from outside of the United States, please be aware that you are providing your express consent that your information may be transmitted to, stored, stored, copied, backed up and otherwise processed in the United States where our servers and system databases are located. The data protection, privacy laws and other laws of the United States and other countries which may pertain to your interaction with our Services might not be as comprehensive as those in your country. Therefore, by visiting our websites or otherwise interacting with our Services, you understand that your information may be transferred to our servers and databases which are housed in facilities located in the United States and which may be shared with third-parties with whom we share data and you therefore provide your express consent to this Digital Privacy Policy, Terms of Use, and data sharing practices as described in this Notice.

Children

If you are under the age of 18, you are not authorized to use this website.

By interacting with our website, you expressly represent that you are over the age of 18 and you furthermore provide your consent to the data sharing and storage practices further defined in this digital privacy policy.

This website is not directed to or intended to be access by any child under the age of 18. We do not knowingly target, collect or retain any information from any person under the age of 18. If we discover anyone has shared information with us related to individuals under the age of 18, we will immediately delete this information. The Children’s Online Privacy Protection Act (“COPPA”) protects the online privacy of children under 13 years of age. Women of Debt Relief never knowingly collects or maintains personal information from anyone under the age of 13, unless or as permitted by law. If we become aware that we have inadvertently received personal information from a visitor under the age of 13, we will delete the information from our records. If you are the parent or legal guardian of a child under 13 who has submitted information through our website, please contact us at the contact form located on this website to have that child’s information deleted.

Security

The security of your Personal Information is important to us but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Advertisements

Ads appearing on our website may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Women of Debt Relief and does not cover the use of cookies by any advertisers.

Links to External Sites

Our Service may contain links to external sites that are not operated by us. If you click on a third-party link, you will be directed to that third-party’s site. We strongly advise you to review the Privacy Policy and Terms and conditions of every site you visit.

We have no control over, and assume no responsibility for the content, privacy policies or practices of any third-party sites, products or services.

Use of Cookies for Remarketing

Women of Debt Relief uses the remarketing services to advertise on third-party websites (including Google) to previous visitors to our site. It could mean that we advertise to previous visitors who haven’t completed a task on our site, for example using the contact form to make an enquiry. This could be in the form of an advertisement on the Google search results page, or a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone’s past visits. Of course, any data collected will be used in accordance with our own privacy policy and Google’s privacy policy.

You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.

Protection of Certain Personally-Identifying Information

Women of Debt Relief discloses potentially personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Women of Debt Relief’s behalf or to provide services available at Women of Debt Relief’s website, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Women of Debt Relief’s website, you consent to the transfer of such information to them. Women of Debt Relief will not rent or sell potentially personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Women of Debt Relief discloses potentially personally-identifying information only in response to a subpoena, court order or other governmental request, or when Women of Debt Relief believes in good faith that disclosure is reasonably necessary to protect the property or rights of Women of Debt Relief, third parties or the public at large.

If you are a registered user of https://womenofdebtrelief.org and have supplied your email address, Women of Debt Relief may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Women of Debt Relief and our products. We primarily use our blog to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Women of Debt Relief takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying information.

Anonymous and Aggregated Statistics

Women of Debt Relief collects and analyzes anonymous and aggregated statistics about website visitors to help us analyze the performance of our website and marketing campaigns. We may also share or otherwise display this information publicly or provide it to others. However, Women of Debt Relief does not disclose your personally-identifying information.

Cookies

To enrich and perfect your online experience, Women of Debt Relief uses “Cookies”, similar technologies and services provided by others to display personalized content, appropriate advertising and store your preferences on your computer.

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Women of Debt Relief uses cookies to help Women of Debt Relief identify and track visitors, their usage of https://womenofdebtrelief.org, and their website access preferences. Women of Debt Relief visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Women of Debt Relief’s websites, with the drawback that certain features of Women of Debt Relief’s websites may not function properly without the aid of cookies.

By continuing to navigate our website without changing your cookie settings, you hereby acknowledge and agree to Women of Debt Relief’s use of cookies.

Business Transfers

If Women of Debt Relief, or substantially all of its assets, were acquired, or in the unlikely event that Women of Debt Relief goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third-party. You acknowledge that such transfers may occur, and that any acquirer of Women of Debt Relief may continue to use your personal information as set forth in this policy.

Privacy Policy Changes

Although most changes are likely to be minor, Women of Debt Relief may change its Privacy Policy from time to time, and in Women of Debt Relief’s sole discretion. Women of Debt Relief encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

Contact Information

If you have any questions about this Privacy Policy, please contact us via through our website from, the telephone number posted on our website or via US Mail at 2151 Lariat Trail, Celina, TX 75009, United States.